281.476.0557
Contact Us

 

  • Home
  • Get A Quote
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Liquor Liability Quote Form
      • Workers Compensation Quote
    • Flood
    • HomeownersImage of right arrow
      • Homeowner Flood Quote Form
      • Homeowners Quote Request
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Motorcycle
    • Personal Umbrella Insurance
    • Recreational Vehicle
    • Renters
    • Watercraft & Boat
    • Windstorm
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • Flood
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • MotorcycleImage of right arrow
      • Request ID Card for Motorcycle Policy
      • Request Declaration and Coverages Page for Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Remove Motorcycle from Existing Policy
      • Add Driver to Existing Motorcycle Policy
      • Remove Driver from Existing Motorcycle Policy
    • Other
    • Recreational VehicleImage of right arrow
      • Request ID Card for Recreational Vehicle Policy
      • Request Declaration and Coverages Page for Recreational Vehicle Policy
      • Add Recreational Vehicle to Existing Policy
      • Remove Recreational Vehicle from Existing Policy
      • Add Driver to Existing Recreational Vehicle Policy
      • Remove Driver from Existing Recreational Vehicle Policy
    • Renters
    • Watercraft & Boat
    • Windstorm
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Turrentine Insurance Agency
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
  HOMEOWNERS   AUTOMOBILE   BUSINESS   LIFE  

Home > Blog > Reduce Workplace Accidents Driving Up Business Insurance Costs
FRIDAY, JANUARY 20, 2017

Reduce Workplace Accidents Driving Up Business Insurance Costs

Workplace accidents are a very real threat to businesses. Even in establishments that have safety protocols, it is likely that accidents will occur. 

Injuries and illness often are liabilities for companies. When employees get hurt, your workers' compensation business insurance can often foot the bill. 

For third-party accidents and customer-related accidents, business liability insurance covers the losses. While you may have insurance to protect you when incidents occur, it is often best to prevent them as a first step.

Understand the Risks

Workplace accidents occur often. The most significant are workplace deaths. In 2014, there were 13 every day in the U.S., according to the United States Department of Labor’s Occupational Safety and Health Administration. 

The most common types of accidents include falls, electrocution, object strikes and other accidents. A walk around your worksite can often show you where risks are. What can you do, then, to reduce these risks? It may be easier and even affordable to find out.

Minimizing Accident Risks Is Possible

There are numerous ways to reduce the risk of accidents within your business. These tips can help your business get started:

  • Create a safety team within your company. It should include employees and management. You can even hire a safety training professional to offer guidance on improving safety.
  • Stick to the rules. Make sure employees follow all OSHA guidelines and other rules for safe equipment use and fall protection.
  • Keep managers on top of safety issues as a priority. Lack of safety protocols occurs because of limited time to focus on management of them. Meeting quotas can interfere with an employee’s ability to maintain safe standards.
  • Work with a business insurance agent to inspect the property for risks. Many times, your insurer can offer insight you don’t see yourself.
  • Consistently look for new ways to improve safety. Make it a focus of your business. Most business insurance claims are significant. The claims can result in thousands of dollars in losses.

Business insurance provides support for when accidents do occur. That should not mean company employees and management are lax on minimizing risks. Bringing in a third-party professional to provide safety guidelines and insight can be an excellent first step. This is especially important for companies that already have a high number of business insurance claims for safety violations.

Turrentine Insurance Agency is here to help you understand how Houston business insurance can help you in the event of business losses. If you would like to get more coverage, request and online quote or call us today at (281) 476-0557.

Posted 4:11 PM

Tags: business insurance, workplace accidents
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2017
  • 2016
  • 2015

  • auto insurance(3)
  • windstorm insurance(3)
  • home insurance(3)
  • houston(2)
  • renters insurance(2)
  • flood insurance(2)
  • life insurance(2)
  • trucking insurance(2)
  • rv insurance(2)
  • insurance(2)
  • motorcycle insurance(2)
  • boat insurance(2)
  • houston windstorm insurance(2)
  • insurance savings(1)
  • business owner's policy(1)
  • deer park auto insurance(1)
  • hurricanes(1)
  • boat safety(1)
  • houston life insurance(1)
  • texas(1)
  • houston renters insurance(1)
  • boat safety tips(1)
  • houston home insurance(1)
  • houston insurance agency(1)
  • tx(1)
  • houston flood insurance(1)
  • deer park life insurance(1)
  • pasadena motorcycle insurance(1)
  • home foundation(1)
  • workplace accidents(1)
  • motorcycle helmets(1)
  • pasadena auto insurance(1)
  • lower homeowners insurance(1)
  • business interruption insurance(1)
  • underinsured motorist coverage(1)
  • houston trucking insurance(1)
  • business owners(1)
  • deer park home insurance(1)
  • deer park rv insurance(1)
  • homeowners insurance(1)
  • business insurance(1)
  • commercial insurance(1)
  • houston insurance(1)
  • watercraft(1)
  • commercial auto insurance(1)
  • houston homeowners insurance(1)

View Mobile Version

 Carriers Refer Quote


 
Our Carriers Our Company Services Contact Us More Help

Safeco First
Progressive
Hartford
Home
Who We Are
Events
Customer Service
Get A Quote
Insurance Types
Send A Message
Locations
Glossary

GET SOCIAL WITH US Facebook Twitter LinkedIn Google+
Turrentine Insurance Agency
4003 Center St
Deer Park, TX 77536
Phone: 281.476.0557
Fax: 281.479.7705
Powered by Insurance Website Builder